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With Medicare, you can choose how you get your health and prescription drug coverage. Below are descriptions of your coverage choices are:
Also known as “Part D” of Medicare. You must be enrolled in Part A and/or eligible for Part B to obtain a drug plan. *When purchasing a Medicare Supplement, you are encouraged to purchase a separate Prescription Drug plan.
Also known as “Part C” of Medicare. These plans are commonly referred to as “all in one” plans. They combine Part A and B of Medicare and include Part D prescription drug plan. They will vary in coverage and monthly premium. Plans have a co-pay or co-insurance, depending on the specific service. Plans have networks of providers that contract with the plan for a lower out of pocket cost to you. Some plans include additional benefits not covered by Medicare, such as preventive vision and dental or a gym membership.
*There are specific guidelines for each of these products. For more information regarding your Medicare options, just click the “Contact Us” tab above to reach our licensed agents.